20 Jun, 2017
The consecutive insolvency proceeding: meaning an insolvency proceeding petitioned by the insolvency meditator, by the debtor, or by the creditors as a result of the inability to reach an Out of Court Payment Agreement,...
13 Jun, 2017
As we discussed in earlier posts, the inescapable connection between an Out of Court Payment Agreement and relief from unpaid claims is not without complexity. Any debtor wishing to benefit from a “second chance”...
6 Jun, 2017
The question of whether or not it is first necessary to attempt an Out of Court Payment Agreement to secure relief from unpaid claims which we started to look at in earlier posts is...
30 May, 2017
An individual in debt who wishes to benefit from the new mechanism for relief from unpaid claims under article 178 bis of the Insolvency Law must first go through an insolvency proceeding and that...
23 May, 2017
The notice to the court with jurisdiction for the insolvency order on a debtor who has opted to negotiate an Out of Court Payment Agreement is not made by the debtor himself (which is...
16 May, 2017
One of the main benefits of the Out of Court Payment Agreement proceeding is that it allows use to be made of the “preinsolvency notice” under article 5 bis of the Insolvency Law, following...
9 May, 2017
Individuals may attempt an Out of Court Payment Agreement if they are in a state of insolvency, or their insolvency is imminent, as long as the initial estimate of their liabilities does not exceed...
3 May, 2017
It has now been more than a year and a half since the most recent reform of any breadth of the insolvency law, approved in Law 25/2015, of July 28, 2015 on the second...
25 Apr, 2017
This is the first in a series of posts, by way of primers on the subject of the Out of Court Payment Agreement (Acuerdo Extrajudicial de Pagos), not intended to explain their complete legal...
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